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At Le Groupe Dentis, to help with your insurance claim, please have with you all of the information concerning your insurance policy. That way we can claim to your insurance online. Since there are different insurances and policies, we invite you to contact your insurance representative to know what kind of coverage you might have with your specific insurance policy.
It is important to understand that there are many insurance companies with different policies so it is not all the same for every patient. Even if this sounds complicated, here at Le Groupe Dentis we are here to help you with your insurance claims. That is why, if needed, we can give you a list or the treatments required so you can better understand what is covered by your personal insurance policy.
And so, after the establishment of your treatment plan, we can prepare and send an estimate to your insurance so you can know the amount covered for the treatments needed.
RAMQ
Children under the age of 9 are covered by la Régie de l`Assurance Maladie du Québec (carte soleil) for these specific treatments:
- One check-up a year
- Emergency consults
- Radiographs (x-ray)
- Local anesthetics/general anesthetics
- Amalgam fillings for posterior teeth (gray filling)
- Composite fillings for anterior teeth (white filling)
- Prefabricated crowns
- Sedative filling (temporary filling to reduce pain)
- Certain root canal treatments for children
- Tooth extractions or root extractions
Please note that all of preventative cares are not covered by the RAMQ, which includes:
Cleanings, scaling, fluoride application and space maintainer appliances.
For more information, please contact us or la Régie de l`Assurance Maladie du Québec
https://www.ramq.gouv.qc.ca/en/citizens/health-insurance/dental-services
Canada Dental Benefit
The interim Canada Dental Benefit is intended to help lower dental costs for eligible families earning less than $90,000 per year. Parents and guardians can apply if the child receiving dental care is under 12 years old and does not have access to a private dental insurance plan.
Depending on your adjusted family net income, a tax-free payment of $260, $390, or $650 is available for each eligible child. This interim dental benefit is only available for 2 periods. You can get a maximum of 2 payments for each eligible child. Benefit payments are administered by the Canada Revenue Agency (CRA).
The first benefit period is for children under 12 years old as of December 1, 2022 who receive dental care between October 1, 2022 and June 30, 2023.
Financing
Le Groupe Dentis offers financing options with Accord D Desjardins. You do not have to be a Desjardins member to benefit from this financing option. Of course, to benefit from this service you must qualify with Accord D. Once your treatment plan has been established by the dentist and the amount known, we will file a demand directly with Accord D to see if you are eligible for this option. Here are a few things you should know about using Accord D as a financing option:
- The payment plan is a 3 to 60 month term.
- The interest rate varies according to the total amount financed.
- No minimal amount is necessary.
- These plans are always open; they can be paid off in total or in part at any time without penalty.
For more information we invite you to call us.